Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
5yrs 11mths 15days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $107,999  
Instalment $1,789 / month  
Total Paid on Loan $127,041  
Road Tax $3,476 / year
Depreciation $21,320 / year
COE $79,300
ARF $105,793
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $72,000

Maximum 60% Loan

1st Instalment $1,789
Total Upfront Payment $73,814
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $107,999 $126,621
1 $95,012 $113,401
2 $77,358 $100,160
3 $58,846 $86,940
4 $39,476 $73,720
5 $19,248 $60,501
6 $0 $52,897
7 $0 $0
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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