Premium Vehicles
Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
6yrs 1mth 17days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $72,599  
Instalment $1,175 / month  
Total Paid on Loan $85,760  
Road Tax $1,194 / year
Depreciation $15,100 / year
COE $79,000
ARF $56,893
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $48,400

Maximum 60% Loan

1st Instalment $1,175
Total Upfront Payment $49,600
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $72,599 $91,087
1 $64,289 $83,187
2 $52,785 $72,442
3 $40,720 $61,676
4 $28,093 $50,931
5 $14,905 $40,187
6 $1,156 $29,442
7 $0 $28,447as of Apr 2024
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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