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Earn Miles On Your Car Loan Repayments

Pay eligible car payments by credit card with CardUp. Sgcarmart members unlock an exclusive promo rate.

Start Earning Miles

What is CardUp?

CardUp is a payment platform that lets you use your credit card for expenses that don't usually accept cards, including car-related payments, while helping you earn rewards like air miles or cashback.

Monthly Car Loan Repayments

Monthly Car Loan
Repayments

Automotive Downpayments

Automotive
Downpayments

(if eligible)

Automotive Insurance

Automotive
Insurance

Taxes & Large Bills

Taxes &
Large Bills

Why use CardUp for your car loan repayments?

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Earn miles on a bill you already pay anyway

Your monthly car loan repayment is one of your biggest expenses, now it can work harder for you.

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Set up once, earn on repeat

Set it up once, and every monthly repayment can stack rewards towards your next getaway.

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Use your preferred credit card

Miles/points/cashback depend on your card, use the one that fits your rewards strategy best.

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Simple & secure setup

Schedule any form of monthly repayments or downpayments through CardUp.

*Rewards depend on card eligibility. Processing fee applies.

Turn your car loan repayments into miles

Miles Illustration

Use CardUp to pay eligible car payments by credit card, with exclusive promo rates for Sgcarmart members.

*Miles, points, or cashback are subject to your card's terms. A processing fee applies.

Here Is How Your Miles Can Add Up

Payment Type
Amount
Miles Earned (1.5 mpd)
CardUp Fees
Car Downpayment
(One-time)
$80,000
149,719*
*Inclusive of CardUp Fee
$1,862
Monthly Car
Repayment
$1,500
Total Amount
$98,000
Redeem 1 x Business Class ticket to Sydney, Australia (worth S$5,944) at only 68%* off
Payment Type
Amount
Car Downpayment
(One-time)
$80,000
Monthly Car
Repayment
$1,500
Total Amount
$98,000
Miles Earned (1.5 mpd)
149,719*
*Inclusive of CardUp Fee
CardUp Fees
$1,862
Redeem 1 x Business Class ticket to Sydney, Australia (worth S$5,944) at only 68%* off

*Miles rate depends on the credit card used

*Check out CardUp's reward calculator here to see how much air miles you can earn

*If the car dealership accepts bank transfer, CardUp can support it

*CardUp charges a small processing fee to let you pay by credit card where cards are usually not accepted, so you can earn rewards on your payments

*Processing fees will also be eligible for rewards as part of the spending

*Terms & Conditions apply.

How to get this promotion rate?

  1. Sign up or be an Sgcarmart member to reveal code for exclusive fee rate (only applicable for monthly car repayment and car downpayment)
  2. Head over to CardUp to register an account and select your payment type.
  3. Enter bank details for loan repayment or dealer UEN for downpayment.
  4. Insert promo code to apply exclusive fee rate.
  5. Pay with your selected credit card and start earning.
Start Earning Miles

FAQs

  • Do I definitely earn miles?
    Rewards depend on your credit card and bank eligibility (some cards earn points/cashback instead).
  • Is this only for monthly repayments?
    This promotion applies to eligible car payments from purchase to maintenance. Monthly car loan repayments are the most common use case.
  • Is there a fee?
    CardUp charges a small processing fee to enable credit card payments where cards are not usually accepted, allowing you to earn rewards. Save more with the exclusive Sgcarmart promotion.
  • Will the fee paid go towards earning miles?
    Yes, your entire payment made through CardUp including the processing fee will be eligible to earn the rewards.

    For example, if you make a payment of $1,000 on CardUp at a 2.6% fee, your rewards will be calculated based on $1,026 of spending.