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Not sure what's going to happen if you get yourself into a tricky situation on the road? We look at the typical problematic accidents in Singapore and what they can entail for you and your car insurance!
Category: Car Ownership Advice
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Traffic accidents happen. But sometimes, they involve complicating factors that can make their resolution and the resultant insurance claims difficult. We look at what some of these factors can entail for you if you are unfortunate enough to get into such a situation.
Speeding


If you are not at fault in a speeding-related accident, you might still be able to make a claim if you are able justify that the accident was not due to your fault. However, it will be very difficult to limit your liability if you've been found to have been speeding excessively.
If you do get caught in such a situation, be prepared to pay an excess on your claim since you will be filing a claim against your own policy. This could easily cost you $400 to $800, depending on the excess you had set with your insurer.
Do also note that If you were found to be at fault, your insurance premium could be jacked up by 30% to 50% following a claim.