Car Loan Calculator
Car Price $ Loan Term
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COE Remaining
8yrs 7mths 3days
Down Payment
$
ARF
$
0
PARF Scheme
No min PARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $49,560  
Instalment $724 / month  
Total Paid on Loan $60,835  
Road Tax $1,452 / year
Depreciation $8,240 / year
COE $33,568
ARF -
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $21,240

Maximum 70% Loan

1st Instalment $724
Total Upfront Payment $21,989
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $49,560 $28,850
1 $45,495 $25,493
2 $38,811 $22,136
3 $31,764 $18,770
4 $24,352 $15,414
5 $16,577 $12,057
6 $8,438 $8,700
7 $0 $5,334
8 $0 $1,977
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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