Car Price $
COE Remaining
2yrs 9mths 29days
Down Payment
$
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Down Payment
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Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.
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ARF
$
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ARF
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Input both the COE and ARF figures to get the deregistration value.
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Interest Rate
    %
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Interest Rate
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Interest rate of 2.78% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.
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COE
$
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COE
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Input both the COE and ARF figures to get the deregistration value.
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Loan Term
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Loan Term
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The maximum loan term for this vehicle is 34 months.
Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 1 month. For other vehicles, please check with your agent/bank.
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Results

Loan redemption is based on Rule 78 Less 20%
Instalment
$1,568 / mth
Loan Amount
$49,420
Depreciation
$20,270 / year
Total Interest Paid
$3,893
Total Paid on Loan
$53,313
Year Loan Redemption Amt
what is this
Deregistration Value
0 $49,420 $31,581
1 $33,160 $24,680
2 $15,369 $17,764
3 $0 $13,124as of Oct 2025
4 $0 $0
5 $0 $0
6 $0 $0
7 $0 $0
8 $0 $0
9 $0 $0
10 $0 $0

Car Loan Interest Rate

OCBCDBSUOBMaybankTokyo Century LeasingHong Leong FinanceSgcarmart Financial Services
New Cars2.78%2.78%2.78%2.78%2.68%2.78%N.A
Used Cars2.78%2.78%2.78%2.78%2.98%2.78%2.98%
Cars with Renewed COE2.98%N.A3.18%3.18%3.75%2.88%3.75%
Used Commercial VehiclesN.AN.A4.00%3.40%N.A4.00%N.A

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