Car Price

Down Payment


	Down Payment Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.

30% 40% 50%

Interest Rate


	Interest Rate Interest rate of 2.75% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.

2.48% 2.75% 3.18%

Loan Term


	Loan Term The maximum loan term for this vehicle is 64 months. Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 12 month. Subject to a maximum of 7 years. For other vehicles, please check with your agent/bank.

Total Interest Paid

$6,263

Total Paid Amount

$48,962

Car Loan Payment Breakdown

Loan Amount

$42,699

Monthly Instalment

$765 /mth

COE Left : 70 months | ARF : $0 | COE : $32,190 | Depreciation : $10,380 / Year

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Loan Breakdown

Year

Loan Redemption Amt

Deregistration Value

$42,699

Loan Break-Even

$18,917

$36,450

Loan Break-Even

$15,698

$28,602

Loan Break-Even

$12,479

$20,408

Loan Break-Even

$9,260

$11,866

Loan Break-Even

$6,032

$2,977

Loan Break-Even

$2,813

Loan Break-Even

Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

	Sgcarmart Financial Services	DBS	Maybank	OCBC	UOB	Hong Leong Finance	Tokyo Century Leasing
Used PARF Cars	2.48%	2.48%	2.78%	2.78%	2.78%	2.48%	2.78%
Used PHV Cars	3.18%	N.A	3.75%	N.A	2.99%	3.28%	3.88%
Cars with Renewed COE	2.75%	N.A	3.18%	2.98%	2.88%	2.88%	3.18%
Used Commercial Vehicles	N.A	N.A	3.28%	N.A	3.40%	3.28%	N.A