Car Price

Down Payment


	Down Payment Min down-payment on a passenger car is 30% or 40% of the car price depending on Applicable OMV. For non-passenger vehicle. Please contact your agent/bank.

30% 40% 50%

Interest Rate


	Interest Rate Interest rate of 2.75% is based on passenger cars less than 10 years old. For other vehicles, please check with your agent/bank.

2.48% 2.75% 3.18%

Loan Term


	Loan Term The maximum loan term for this vehicle is 62 months. Maximum loan term on a passenger car less than 10 years old is typically calculated based on number of months left on the COE, less 12 month. Subject to a maximum of 7 years. For other vehicles, please check with your agent/bank.

Total Interest Paid

$6,246

Total Paid Amount

$50,206

Car Loan Payment Breakdown

Loan Amount

$43,960

Monthly Instalment

$810 /mth

COE Left : 68 months | ARF : $0 | COE : $32,190 | Depreciation : $10,970 / Year

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Loan Breakdown

Year

Loan Redemption Amt

Deregistration Value

$43,960

Loan Break-Even

$18,432

$37,224

Loan Break-Even

$15,213

$28,870

Loan Break-Even

$11,994

$20,148

Loan Break-Even

$8,775

$11,057

Loan Break-Even

$5,547

$1,598

Loan Break-Even

$2,328

Loan Break-Even

Loan redemption is based on Rule 78 Less 20%

Latest Car Loan Interest Rate

	Sgcarmart Financial Services	DBS	Maybank	OCBC	UOB	Hong Leong Finance	Tokyo Century Leasing
Used PARF Cars	2.48%	2.48%	2.78%	2.78%	2.78%	2.48%	2.78%
Used PHV Cars	3.18%	N.A	3.75%	N.A	2.99%	3.28%	3.88%
Cars with Renewed COE	2.75%	N.A	3.18%	2.98%	2.88%	2.88%	3.18%
Used Commercial Vehicles	N.A	N.A	3.28%	N.A	3.40%	3.28%	N.A