Premium Vehicles
Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
4yrs 7mths 25days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $115,680  
Instalment $2,391 / month  
Total Paid on Loan $131,480  
Road Tax $3,436 / year
Depreciation $23,720 / year
COE $68,103
ARF $164,624
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $77,120

Maximum 60% Loan

1st Instalment $2,391
Total Upfront Payment $79,536
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $115,680 $146,937
1 $95,023 $131,877
2 $70,025 $116,836
3 $43,844 $101,794
4 $16,482 $86,753
5 $0 $82,312as of Jun 2024
6 $0 $0
7 $0 $0
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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