Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
6yrs 3mths 5days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $49,700  
Instalment $786 / month  
Total Paid on Loan $58,957  
Road Tax $1,210 / year
Depreciation $9,170 / year
COE $49,156
ARF $27,080
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $21,300

Maximum 70% Loan

1st Instalment $786
Total Upfront Payment $22,111
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $49,700 $51,096
1 $44,274 $46,167
2 $36,623 $39,898
3 $28,598 $33,628
4 $20,198 $27,359
5 $11,425 $21,076
6 $2,277 $14,806
7 $0 $13,540as of May 2026
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

Recommended for you

1-6 of 18