Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
7yrs 6mths 5days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $55,160  
Instalment $794 / month  
Total Paid on Loan $66,666  
Road Tax $1,148 / year
Depreciation $9,660 / year
COE $51,106
ARF $12,397
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $23,640

Maximum 70% Loan

1st Instalment $794
Total Upfront Payment $24,459
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $55,160 $47,704
1 $50,362 $42,580
2 $42,892 $37,469
3 $35,050 $31,739
4 $26,837 $26,008
5 $18,253 $20,264
6 $9,297 $14,533
7 $0 $8,803
8 $0 $6,199as of May 2027
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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