Premium Vehicles
Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
8yrs 4mths 28days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $74,266  
Instalment $1,069 / month  
Total Paid on Loan $89,758  
Road Tax $1,194 / year
Depreciation $12,260 / year
COE $31,000
ARF $41,201
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $49,511

Maximum 60% Loan

1st Instalment $1,069
Total Upfront Payment $50,605
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $74,266 $56,983
1 $67,807 $53,875
2 $57,749 $50,775
3 $47,191 $47,675
4 $36,134 $42,515
5 $24,576 $37,346
6 $12,519 $32,186
7 $0 $27,026
8 $0 $21,866
9 $0 $20,601as of Jul 2028
10 $0 $0

- Deregistration value is exclusive of car body value.

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