Direct Owner Vehicles
Car Loan Calculator
Car Price $ Loan Term
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COE Remaining
3yrs 8mths 27days
Down Payment
$
ARF
$
0
PARF Scheme
No min PARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $18,550  
Instalment $480 / month  
Total Paid on Loan $21,101  
Road Tax $1,302 / year
Depreciation $7,080 / year
COE $15,967
ARF -
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $7,950

Maximum 70% Loan

1st Instalment $480
Total Upfront Payment $8,455
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $18,550 $11,960
1 $14,252 $8,767
2 $9,148 $5,573
3 $3,746 $2,380
4 $0 $0
5 $0 $0
6 $0 $0
7 $0 $0
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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