Premium Vehicles
Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
6yrs 6mths 27days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $37,450  
Instalment $573 / month  
Total Paid on Loan $44,704  
Road Tax $508 / year
Depreciation $7,510 / year
COE $50,010
ARF $8,197
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $16,050

Maximum 70% Loan

1st Instalment $573
Total Upfront Payment $16,648
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $37,450 $37,697
1 $33,652 $32,901
2 $28,131 $27,695
3 $22,339 $22,489
4 $16,276 $17,270
5 $9,942 $12,064
6 $3,337 $6,858
7 $0 $4,099as of Dec 2026
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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