Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
9yrs 9mths 17days
Down Payment
$
ARF
$
PARF Scheme
min PARF 50% of ARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
By MAS ruling, maximum loan term is up to 7 years and Maximum loan amount 60% or 70% of the Car Price.
Results
Loan Amount $175,680  
Instalment $2,528 / month  
Total Paid on Loan $212,327  
Road Tax $1,202 / year
Depreciation $25,070 / year
COE $30,890
ARF $94,222
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee N.A.
Down Payment $117,120

Maximum 60% Loan

1st Instalment $2,528
Total Upfront Payment N.A.
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $175,680 $100,939
1 $160,409 $97,850
2 $136,627 $94,761
3 $111,661 $91,672
4 $85,514 $88,574
5 $58,183 $80,774
6 $29,670 $72,974
7 $0 $65,174
8 $0 $57,365
9 $0 $49,565
10 $0 $47,111as of Mar 2030

- Deregistration value is exclusive of car body value.

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