Direct Owner Vehicles
Car Loan Calculator
Car Price $ Loan Term
spacer
COE Remaining
7yrs 11mths 8days
Down Payment
$
ARF
$
0
PARF Scheme
No min PARF
Interest Rate
    %
COE
$
Values below are calculated based on inputs above.
Results
Loan Amount $54,900  
Instalment $1,327 / month  
Total Paid on Loan $63,684  
Road Tax -
Depreciation $7,680 / year
COE $27,819
ARF -
UPFRONT PAYMENT UPON CAR PURCHASE
Transfer Fee $25
Down Payment $6,100

Maximum 90% Loan

1st Instalment $1,327
Total Upfront Payment $7,452
(excluding insurance)
   Loan Break-Even
Year Loan Redemption Amt
Deregistration Value
0 $54,900 $22,095
1 $43,780 $19,313
2 $30,043 $16,531
3 $15,446 $13,742
4 $0 $10,960
5 $0 $8,178
6 $0 $5,396
7 $0 $2,607
8 $0 $0
9 $0 $0
10 $0 $0

- Deregistration value is exclusive of car body value.

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