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Insurance quotes will be sent within 1-3 working days, no obligations!
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Types of Car Insurance Coverage to Consider When Purchasing

Third party
For those who just want the bare legal minimum to start driving, this covers injury, death and damage to others and their property. However, damage to your own car isn't covered.
Third party, fire and theft
As the name suggests, this includes everything from Third Party insurance, but you also get the benefit of coverage in the event of a fire or theft of your car.
Comprehensive
Repairs and part replacements to your car caused by accident damage are covered, on top of medical expenses incurred from injury. Prior benefits from Third Party, Fire and Theft are also included. Depending on your provider, services such as towing may also be thrown in.

Compare Singapore's Best Car Insurance Plan with Sgcarmart

Finding the right car insurance policy deals can feel overwhelming when navigating Singapore's motor insurance market. Every company claims to have the best car insurance plans, but how do you know for sure?

At Sgcarmart, we provide a centralised platform for comparing car insurance plans in Singapore, right from the comfort of your home. Simply fill in our online quotation form and expect a response within 1-3 business days. Whether you are looking to purchase or renew car insurance, rest assured that you will receive up to 3 customised quotes tailored to your requirements based on the form you have submitted.

We understand that cost is often a concern when it comes to insurance premiums. However, when you choose our partner, you're not just getting the cheapest car insurance. Our partner's go the extra mile to help you find the best car insurance promotions tailored to your vehicle.

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FAQs

Unfortunately, no. However, some of our Car Insurance partners offers policies beyond a year to match with the driver’s road tax expiry date.

All claims should be submitted to the Car Insurance provider, usually through their website. It is up to the insurer's discretion to approve your claim. SingSaver does not have oversight on both the claims and approval process.

Car Insurance and Car Warranty provide different types of coverage. Generally, Car Insurance covers accidents while Car Warranty covers mechanical breakdown and failures. Drivers may choose between Authorised Workshop or Any Workshop for their accident-related repairs.

We strongly encourage you to do so. Despite having settled privately, the other party involved may still claim from their Car Insurance. This may result in having to pay much more than your Car Insurance at-fault claim excess.

We regret to inform you that SingSaver does not provide Car Insurance for Private Hire Vehicle.

Car Insurance Glossary

Here are some Car Insurance terms for you

The cost associated with the type of your car insurance plan – ranging from Third Party to Comprehensive – and can span from any specified period up to 1 year.

What you have to make in an incident where injury is involved or when the other party refuses a private settlement.

What you have to pay when making a claim, but only when you're at fault. If your claim is $3,000 and your excess is $500, you'll only fork out that $500 while your insurer pays the other $2,500.

A reward percentage off your premium if you've not made any claims from the year prior. With every year, NCD increases by 10% and this can accumulate up to 50%.

Workshops approved by your insurer to perform repairs, if your plan has such a restriction in the event of damage incurred. If you have a preferred workshop or just want to get your car fixed at the nearest place, seek a plan that allows it. However, these may demand higher premiums.

For more information buying insurance, types of cars and recommended repair workshops, read our blog here.

Still unsure of what car insurance to purchase?

Fill in your details, and one of our experienced insurance brokers will assist you in providing a quote.​
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SingSaver Insurance Brokers Pte. Ltd. is a wholly owned subsidiary of SingSaver Pte. Ltd. It is a licensed and authorised broker regulated by the Monetary Authority of Singapore.​
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