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Not many drivers would give up a 50 percent No-Claim Discount, but we've found a way for you to make an insurance claim without giving it up.

03 Dec 2016


To claim or not to claim? That's a dilemma all drivers face when dealing with insurance after an accident. Not many drivers would give up a 50 percent No-Claim Discount (NCD), which takes five years or more without a claim, for a minor accident or even for a major one. To some, it's just not worth it. Thus, to these people, the next best logical alternative would be to fork out some serious cash from their own pockets.

FWD Insurance allows its customers to keep their NCD once they hit the 50 percent mark
But what if we told you we've found a way for you to make an insurance claim without giving up your NCD? 

Insurance claims without NCD reduction

Traditional insurance plans reduce a driver's NCD by 30 percent each time a claim is made. That means those years of being an overly-cautious driver will go down the drain in a single claim.

But that won't be the case anymore. FWD Insurance promises to reward you for safe driving. Every one of its comprehensive, customisable and affordable plans allows its customers to keep their NCD once they hit the 50 percent mark.

As far as we know, FWD is the first and only insurer in Singapore to offer car insurance that guarantees customers can retain their 50 percent NCD, regardless of the amount of claims they make. This benefit only applies to customers who stay insured with FWD though.

FWD's plans promise to cover anyone you trust to drive your car without the need to name them
FWD covers just what you need. No more, no less.

Long distance drivers rejoice! FWD's plans come standard with coverage for West Malaysia and parts of Thailand. They also cover 24-hour roadside assistance in case your car breaks down.

In the unfortunate event of accident, you can bring your car into any one of FWD's Premium Workshops. What's cool is, FWD provides warranty for repairs done at those workshops until your car turns 10. This means you won't have to worry about shoddy workmanship.

In addition, FWD also covers towing services and windscreen protection, as well as courtesy car and transport cost coverage while your four-wheeled friend is out of commission.

Oh, and another thing. FWD's plans also promise to cover anyone you trust to drive your car, without the need to name them.

FWD offers well-priced, easy-to-understand insurance products
Insurance for dummies

Offering well-priced, easy-to-understand insurance products for drivers from all walks of life, FWD Insurance - an up and coming insurer offering direct-to-consumer premiums - simplifies the labyrinth that surrounds insurance. It believes insurance doesn't have to be complex or sold through dodgy middlemen.

More importantly, you can now enjoy an early Christmas treat of 20 percent off your car insurance, which you can buy six months before the renewal date of your existing policy. This deal is exclusive only to sgCarMart readers and is valid until 14th December.

For more information on FWD Insurance and their offerings, head over to https://www.fwd.com.sg/.

FWD Insurance is located at 6 Temasek Boulevard, #18-01 Suntec Tower Four, Singapore (038986). You can reach the company at +65 6820 8888. You can also check out its Facebook page.
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