Unless you're living in a country like New Zealand where there are no minimum auto insurance requirements, sourcing for insurance coverage as a car owner is part and parcel of life.

Securing insurance coverage is the last step before taking over your new car and driving it. In many instances, buyers are simply excited to take ownership of the car. They may potentially disregard the importance of getting the right insurance coverage and settle for the cheapest or the most convenient option available, instead of the one that suits them best. That, however, may have dire consequences in the event of an accident.

It's even more important if you buy a performance car such as a Honda Civic Type R, for example, where insurance premiums are higher. Whichever the case, it's understandable that sourcing for the right insurance coverage can be a tedious and time-consuming task. Local auto insurance agency Quotigo knows this and has set its business model to help car buyers and owners get the best coverages, services and premiums around town.

Quotigo Pte Ltd

Incorporated in 2011 as MEMP Pte Ltd  (commonly known as Car Insurance Quotes), the company revamped and rebranded as Quotigo Pte Ltd in 2017. Quotigo is registered with the General Insurance Association of Singapore and has more than half a decade's experience in servicing tens of thousands customers locally.

Today, Quotigo is one of the largest General Insurance agencies in Singapore. By combining its local expertise with the strength of its underwriters, Quotigo offers some of the leading range of commercial insurance plans, not just Uber and Grab car insurance, private car insurance and commercial vehicle insurance. Some of Quotigo's partners include big and reputable names like Tokio Marine, MSIG and AXA. The agency also provides fire insurance, home content insurance, travel insurance, personal accident insurance, maid insurance, renovation all-risk insurance, third-party liability insurance, retail insurance, office insurance, workmen compensation insurance and marine insurance.

Get a 'Quote-to-go'

There is a misconception that direct-buying insurance sites are cheaper. While the buying may be hassle-free, the same can't be said about follow-ups when an accident happens.To help, Quotigo's insurance coverage requires only very simple steps. Two minutes is all that's needed for you to key in the required personal and vehicle details under the 'Quotations' tab of Quotigo's site. Quotigo will return with three of its best quotations.

The agency is able to get up to 20 percent cheaper insurance premiums in most cases thanks to its ability to deal in bulk purchases, as well as the great relationships established with its partnering insurance companies. Should a customer be able to find a lower-priced quote elsewhere, Quotigo will do its best to either match, or offer an even lower rate.

That said, affordable premiums aren't Quotigo's only draw. Having a team of dedicated and customer-oriented Relationship Managers who assist customers in the end-to-end process helps; from obtaining quotes to extended assistance with accident claims.

Customers will have access to their Relationship Manager's mobile number, and are able to contact them directly for accident advice or for tow services, if necessary. Just imagine having a personal insurance assistant who wants to help you save, build a long-term relationship and will stand by you in times of need.

At the same time, while unknown to many, Act of God insurance is covered by the insurance companies Quotigo partners with. In the insurance world, an act of God is defined as any accidents or events not man-induced. It refers to accidents that happen due to natural causes. Hurricanes, floods, hail, tsunamis, wildfires, earthquakes and tornados are all considered acts of God.

Quotigo's endless list of customer referrals and testimonials on its Facebook page is proof of the agency's ethos and success.

Easy as ABC

Is your insurance plan expiring? Or have you bought a new car that requires coverage? Give Quotigo a shot and you won't be disappointed. To get a quote, visit here, select the coverage type you require under 'Quotations' and just follow the few simple steps. Quotations will be sent back in one working day.

You can call its customer service hotline at 6385 3303, from 9:00am to 6:00pm on Mondays to Fridays, or at 8818 0007, 8828 0007, 8838 0007, 8858 0007 or 8868 0007 on weekends and public holidays. If you'd like to email them, you can send it to [email protected]. Otherwise, Quotigo can be found at 60 Paya Lebar Road, Paya Lebar Square #11-41, Singapore 409051.