Maybe you're looking for a car that comfortably accommodates your family on drives, or perhaps your livelihood requires high reliance on a vehicle. Either way, you want to find the car that best suits your needs, at the best price.
With the Sgcarmart Smart Loan, you could be just days away from making this a reality. This was the experience for many who got their cars from Lucky Motoring.
Step into Lucky Motoring's dealer with a sketchy idea of what you want, and still, you will walk away pleasantly surprised. Since the used car dealer of over two decades came onboard the Sgcarmart Smart Loan in August 2023, it has seen a marked increase in customer satisfaction and faster moving inventory.
In the last couple of months, Lucky Motoring has sold a good number of used COE-renewed cars, which forms about 70% of its assets.
"It can take as soon as two days from when a customer expresses interest in purchasing a listed car to the collection," said Mr. Simon Lean, who runs Lucky Motoring by himself.
It is easy enough for customers to discover the Smart Loan financing plan while browsing on their own - all in just two simple steps.
Customers first identify the vehicle of choice based on the specifications detailed in the overview. Then, they hop over to the 'Financial' tab for available financing options. There, customers can apply for the Sgcarmart Smart Loan, and embark on a swift, fuss-free journey to the car of their dreams.
The first view that greets customers is the Smart Loan calculator. This tells you the downpayment you will have to make and computes the amount of monthly loan repayment based on the applicable interest rate and selected loan term. You get to decide on a repayment period (and loan amount) that's comfortable for you. It's engineered to be flexible, transparent, and friendly on bank accounts.
For customers who encounter challenges in navigating the financing options, Mr. Lean makes it a point to guide them through the process. He fondly recalled a customer who jocularly asked if he had any Ferraris for sale because the customer could get a loan amount of $800,000.
What's more, Smart Loan's competitive interest rates, which go as low as 2.68% for used PARF cars, entitle customers to very affordable monthly instalment plans.
Once satisfied with the payment breakdown indicated by the online calculator, all that's left is for the customer to submit their personal particulars. And magic happens overnight: Loan approvals almost within the next working day.
"It's so smooth and quick that sometimes, I get surprised too," Mr. Lean admitted with a light chuckle, recounting how he feels when he receives messages from customers on the approval of their loan application.
To Mr. Lean, nothing matters more than his customer's satisfaction. The savings in time and money - enabled by the Sgcarmart Smart Loan - can mean everything to the car buyer, especially if they have an urgent need for these.
If the car is in good condition, Mr. Lean said the customer could come by for collection the very next day. He explains that the fulfilment he gets from having helped a customer is why he encourages customers to leverage the Smart Loan.
The Sgcarmart Smart Loan is purposed for the diverse motoring needs of those who wish to purchase a used vehicle. This could range from passenger cars to private hire vehicles.
With dedicated support from the Sgcarmart Financial Services, the Smart Loan assures you of the most cost-effective and hassle-free car buying experience.
Use the Smart Loan calculator to find out and optimise your definitive savings, and put an end to your vehicle-shopping woes. Eager to try it out? How better than to check out these used cars today!
