Compare Petrol Credit Card Discount for Esso in Singapore 2025

Enjoy up to 21.6% discount on petrol purchases at Esso and Earn Esso Smiles Points.
Explore a range of petrol credit cards that offer the best discounts at Esso.
See the Latest Singapore Petrol Price Chart
Latest Singapore Petrol Price Chart
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Moneysmart Exclusive
up to
 19%
Max. Savings

Citi PremierMiles Card

credit card
Shell14%
Esso14%
Limited Welcome Offer

Spend S$500 within 30 days to receive:
• S$400 Cash OR
• 5,040 SmartPoints + S$50 Trip.com hotel coupon

+ Bonus $50 when you spend for 3 consecutive months

Sign up with MoneySmart and stand to receive bonus prizes:
• Panerai Quaranta 40mm PAM01572 (worth S$8,500) OR
• S$5,000 cash OR
• Apple 14" MacBook Pro (worth S$2,199)

Offer valid until 7 June 2025 - T&Cs apply.

Eligibility:
• New-to-Citibank cardmembers only
• Apply, activate, and spend S$500 in eligible transactions within 30 days
• Submit your claim via MoneySmart by 7 July 2025
T&Cs apply

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Moneysmart Exclusive
up to
 25.48%
Max. Savings

Citi Cash Back Card

credit card
Caltex17%
Esso14%
Limited Welcome Offer

Spend S$500 within 30 days to receive:
• S$400 Cash OR
• 5,040 SmartPoints + S$50 Trip.com hotel coupon

+ Bonus $50 when you spend for 3 consecutive months

Sign up with MoneySmart and stand to receive bonus prizes:
• Panerai Quaranta 40mm PAM01572 (worth S$8,500) OR
• S$5,000 cash OR
• Apple 14" MacBook Pro (worth S$2,199)

Offer valid until 7 June 2025 - T&Cs apply.

Eligibility:
• New-to-Citibank cardmembers only
• Apply, activate, and spend S$500 in eligible transactions within 30 days
• Submit your claim via MoneySmart by 7 July 2025
T&Cs apply

Show more
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Moneysmart Exclusive
up to
 19%
Max. Savings

Citi Rewards Card

credit card
Shell14%
Esso14%
Limited Welcome Offer

Spend S$500 within 30 days to receive:
• S$400 Cash OR
• 5,040 SmartPoints + S$50 Trip.com hotel coupon

+ Bonus $50 when you spend for 3 consecutive months

Sign up with MoneySmart and stand to receive bonus prizes:
• Panerai Quaranta 40mm PAM01572 (worth S$8,500) OR
• S$5,000 cash OR
• Apple 14" MacBook Pro (worth S$2,199)

Offer valid until 7 June 2025 - T&Cs apply.

Eligibility:
• New-to-Citibank cardmembers only
• Apply, activate, and spend S$500 in eligible transactions within 30 days
• Submit your claim via MoneySmart by 7 July 2025
T&Cs apply

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Moneysmart Exclusive
up to
 27.60%
Max. Savings

OCBC 365 Credit Card

credit card
Caltex18%
Esso14%
Limited Welcome Offer

Make at least 1 eligible transaction within 30 days to receive:
• S$150 Cash OR
• 1,960 SmartPoints

Offer valid until 5 June 2025 - T&Cs apply.

Eligibility:
• New-to card holders only
• Apply through MoneySmart
T&Cs apply

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Moneysmart Exclusive
up to
 16%
Max. Savings

OCBC Rewards Credit Card

credit card
Caltex16%
Esso14%
Limited Welcome Offer

Make at least 1 eligible transaction within 30 days to receive:
• S$150 Cash OR
• 1,960 SmartPoints

Offer valid until 5 June 2025 - T&Cs apply.

Eligibility:
• New-to card holders only
• Apply through MoneySmart
T&Cs apply

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up to
 21.60%
Max. Savings

DBS Esso Credit Card

credit card
Esso21.60%
Limited Welcome Offer

Save up to 23% on fuel at Esso stations.

  • Earn 1 Smiles Point per litre of Synergy fuel or per S$10 spent outside of Esso.

  • Get S$120 cash rebate when you spend S$180 on fuel per month for 2 consecutive months.

Valid until 30 June 2025. T&Cs apply.
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up to
 14%
Max. Savings

DBS Altitude Visa Signature Card

credit card
Esso14%
Limited Welcome Offer

Earn miles that never expire with every spend.

  • S$1 = 1.3 miles on local spend, S$1 = up to 2.2 miles on overseas spend, and earn 10,000 miles when you pay card's annual fee.

  • Get up to 38,000 miles when you apply, pay the annual fee, and spend S$800 within 60 days.

  • Enjoy complimentary Priority Pass membership with 2 free lounge visits per year.

Valid until 31 Aug 2025. T&Cs apply.
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Esso Petrol Credit Card Discount Strategy​

How to get the best petrol savings for Esso
1

Utilize Fuel Discounts

Take advantage of any ongoing petrol discounts offered exclusively to cardholders. Many petrol credit cards provide discounts on petrol purchases made at specific stations or during promotional periods. Be sure to check for any such offers.
2

Benefit of earning Smile Points

Earning Smile Points with everyday expenditure from shopping, dining and other retail spending. Receive surprise petrol vouchers and bonus discounts along the way. Smile Points can be used to get instant fuel redemptions. Smile Points can be converted to air miles with KrisFlyer and Cathay.
3

Esso Smile Points dollar to dollar comparison

Pumping very 1 Litre of Petrol gives you 1 Esso Smile Point. Converting Smile Points to Petrol Savings at a rate of 300 Smile Points for $10 worth of Petrol or 750 Smile Points for $30 worth of Petrol, equivalent to 1.7% Petrol savings.​
4

Recommendations

For day-to-day spending, our recommendation leans towards OCBC 365. For optimal savings, we suggest opting for Citi Cash Back. For a well-rounded blend of both benefits, the DBS Esso Card presents a balanced option.

Singapore Petrol Station Membership Benefits

Petrol station loyalty cards are often tied to petrol credit cards to be used together to get the best discount on petrol prices and maximise your savings at the pump. Some loyalty cards may allow you to accumulate and exchange points for certain rewards.

Esso - Smiles Classic Card

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Free sign up
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Discount on Esso petrol price
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Earn Smiles points and redeem attractive Smiles rewards
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Enjoy exclusive Esso promotions
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Link the loyalty card with the partner credit card to make payments. You can enjoy the full array of Esso fuel discounts and earn Smiles points.

Shell - Shell GO+

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Free sign up
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Discount on Shell petrol price
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Discount on Deli by Shell and Shell Car Care products
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Welcome bonus points
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Earn points from spending at Shell and redeem rewards

SPC - SPC&U Card

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Free sign up
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Discount on SPC petrol price
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Members’ treats
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Participation in members’ events, which may be organised from time to time
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Receiving e-coupons (where applicable)

Caltex - NTUC U Link Card

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Free sign up
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Discount on Caltex petrol price
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Earn link points with every litre of fuel purchased at Caltex
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Accumulated Linkpoints can be used to offset fuel purchases at Caltex stations
More Fuel Saving Tips on Sgcarmart !

FAQs

• UOB One Credit Card with up to 21.15% savings

• Citibank Cash Bank Credit Card with up to 20.88% savings

• HSBC Visa Platinum Credit Card with up to 18.3% savings

• UOB Reserve Card with up to 17% savings

• UOB Debits Cards with up to 14% savings

• Other UOB/Citibank/HSBC Credit Cards with up to 14% savings

• Enjoy up to 21.6% savings with DBS Esso Card which includes, 5% Esso site discount + 5% Esso Smiles discount + 8% DBS card discount + cashback/rebates of up to 6.88%

• Enjoy up to 20.88% savings with Citi Cash Back Card which includes, 5% Esso site discount + 5% Esso Smiles discount + 4% Citi card discount + cashback/rebates of up to 6.88%

• Enjoy up to 21.04% savings with OCBC 365 Card which includes, 5% Esso site discount + 5% Esso Smiles discount + 8% DBS card discount + cashback/rebates of up to 6.88%

• To apply for an Esso Petrol Credit Card, you can sign up with our preferred bank partners to enjoy savings when you fuel up at Esso Alternatively, you can choose to link your credit card(s) to your Esso Smiles account for seamless payment and rewards. To do this, simply complete the application form at any Esso service station

• You can also apply for the DBS Esso Card, which automatically enrolls you in the Smiles Driver Rewards Programme™. To apply for DBS Esso Card, simply use either your SingPass for instant application or DBS Digibank if you're a salary crediting customer

Sign up for the free loyalty cards (Smiles Classic Card) provided by the petrol stations. Thereafter, you can sign up for the partner petrol credit card to get the maximum discount on petrol
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