Best Petrol Discount Credit Cards & Latest 2018 Promotions

Citi PremierMiles Visa Card

WELCOME OFFER
Get up to S$200 worth of Cash when you apply via MoneySmart

Terms and Conditions apply

Petrol Savings Up to Esso & Shell: 14%

Get 40,000 miles when you apply, pay annual fee & spend

Earn 1.2 Citi Miles for every S$1 spent locally (no min. spend)

1.5 Citi Miles for every S$1 spent locally (min. spend of S$3,000 per statement month)

2 Citi Miles for every S$1 spent overseas

Up to 14% savings at Esso and Shell

Citi Miles never expire

Receive 10,000 Citi Miles upon membership renewal and payment of annual fee

First year fee waived for Principal and perpetual fee waiver for all supplementary cards

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

Perpetually waived

Fee Waiver

1 year annual fee waiver for basic and perpetual fee waiver for all supplementary cards

Annual Interest Rate

26.9%

Eligibility

Singaporean Minimum Income

S$30,000 per year

Non-Singaporean Minimum Income

S$42,000 per year

Key Features

14% fuel savings at Esso (5% discount at Esso + 5% Smiles card discount + 4% Citi Card discount)

40,000 Citi Miles will be credited based on min. spend of S$9,000 and payment of Annual Fee of S$192.60

Promotion is valid for card applications from 1 Oct 2019 to 31 Jan 2020 and approved within 1 month from card application date, for New-To-Bank customers only

Qualifying spend period starts from card approval date till the end of that calendar month + three full calendar months immediately after

Citi Cash Back Visa Card

WELCOME OFFER
Get up to S$200 worth of Cash when you apply via MoneySmart

Terms and Conditions apply

Petrol Savings Up to Esso & Shell: 20.88%

8% cashback on Dining, Groceries & Petrol worldwide

Up to 20.88% savings at Esso and Shell, and 8% Cash Back at other petrol stations

First year fee waived for Principal and two (2) Supplementary cards

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30 per year

Fee Waiver

First year fee waived for Principal and two (2) Supplementary cards

Annual Interest Rate

26.9%

Eligibility

Singaporean Minimum Income

S$30,000 per year

Non-Singaporean Minimum Income

S$42,000 per year

Key Features

20.88% fuel savings at Esso (5% discount at Esso/Shell + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back)

Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Groceries, Petrol)

For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned

Standard Chartered Unlimited Cashback Credit Card

MONEYSMART EXCLUSIVE
Get $200 Cash + Cashback when you apply via MoneySmart.

Terms and Conditions apply

Petrol Savings Up to Caltex: 21.04%

1.5% cashback on all spend

Get up to S$200 worth of Cash + Cashback when you apply via MoneySmart for New Principal Cardholders. Terms and Conditions apply.

No cashback cap and no minimum spend

Instant digital card approval

Up to 21.04% savings at Caltex

2 year annual fee waiver

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

Free for up to 5 cards

Fee Waiver

First 2 years fee waiver

Annual Interest Rate

26.90%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$60,000 per year

Key Features

21.04% fuel savings at Caltex (16% onsite discount on Caltex Platinum 98 petrol + 4.50% rebate on nett transaction + 1.50% on unlimited cashback card cashback)

Get up to S$200 worth of Cash + Cashback when you apply via MoneySmart:

(i) Free S$120 Cash for New-to-Bank approved SCB Cardholders AND

(ii) Get up to S$80 cashback and instant digital card approval via MyInfo. S$80 Cashback will be fulfilled by Standard Chartered Bank within 30 working days after the card activation date. New-to-Bank SCB Cardholders cashback: S$80; Existing SCB Cardholders cashback: S$20

HSBC Advance Credit Card

WELCOME OFFER
Get Samsonite T5 Spinner (worth $560) or $150 Cashback + $20 Grab when you spend S$800 in the first month

Petrol Savings Up to Caltex: 16% & Shell: 14%

Up to 3.5% Cash Back on all purchases

1.5% Cash Back on all purchases with no minimum spend / 2.5% Cash Back on all purchases with $2,000 minimum spend per month. Cash back capped at $70 per month

Up to 16% savings at Caltex and Shell

For HSBC Advance banking customers: 2.5% Cash Back on all purchases with no minimum spend / 3.5% Cash Back on all spend with S$2,000 minimum spend per month. Cash back capped at S$125 per month

1st year principal card annual fee waiver for non-HSBC Advance banking customers / Perpetual principal card annual fee waiver for HSBC Advance banking customers

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

Complimentary

Fee Waiver

1 year card annual fee waiver / Perpetual card annual fee waiver for HSBC Advance banking customers, Complimentary for all supplementary cards

Annual Interest Rate

25.9%

Eligibility

Singaporean Minimum Income

S$30,000 per year

Non-Singaporean Minimum Income

S$40,000 per year

Key Features

16% instant Caltex site discount on petrol for Outdoor Fuel Payment

14% instant site discount at Shell

Choose between Samsonite T5 Spinner or $150 Cashback + $20 Grab with a min. spend S8600 to your new card within a month of Card account opening date

Valid for New-To-Card customers only

Existing Cardholders get S$30 CashBack

Up to 10% off hotel bookings on Agoda and Expedia

Standard Chartered Spree Credit Card

WELCOME OFFER
Get up to S$100 worth of Cashback + Digital Instant Approval when you apply via MoneySmart

Petrol Savings Up to Caltex: 19.78%

Get up to 3% Cash Back on online spend in foreign currency

Get up to S$100 worth of Cashback when you apply via MoneySmart for New Principal Cardholders

Up to 19.78% savings at Caltex

3% cashback on all online spends in foreign currency and vPost spends

2% cashback on all online spends in local currency, contactless and mobile payments and 1% cashback on all other retail transactions

2 year annual fee waiver

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

N/A

Fee Waiver

First 2 years fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$60,000 per year

Key Features

19.78% effective fuel savings at Caltex (16% onsite discount on Caltex Platinum 98 petrol + 4.50% rebate on nett transaction)

Get up to S$100 worth of Cashback when you apply via MoneySmart

New Principal Cardholders only: Get S$100 cashback and instant digital card approval via MyInfo

Existing Cardholders: Get S$20 cashback and instant digital card approval with MyInfo

HSBC Revolution Credit Card

WELCOME OFFER
Option 1: Get a Samsonite T5 Spinner (worth S$560)

Option 2: S$150 Cash Back + $20 Grab when you spend S$800 in the first month when your card is approved

Petrol Savings Up to Caltex: 16% & Shell: 14%

Get up to 5X Points for every S$1 spent

S$1 = 5X Points (2 Miles) on Online Shopping, Dining and Entertainment

Up to 16% savings at Caltex and Shell

S$1 = 1X Point on All Other Spends

1 Point = 0.4 Miles

No cap on points to be earned, with the exception of online transaction for prepaid cards top-up where 5X rewards points are capped at 1,000 HSBC points per month

No min. spend required

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Annual Fees and Rates

Principal Annual Fee

S$150 per year

Supplementary Annual Fee

Complimentary

Fee Waiver

First 2 years fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$40,000 per year

Key Features

16% fuel savings at Caltex with outdoor fuel payment terminal or 14% fuel savings for indoor payment

14% fuel savings at Shell (5% site discount + 5% Shell Escape discount + 4% HSBC Credit Card discount)

Choose between Samsonite T5 Spinner or $150 Cashback + $20 Grab with a min. spend S8600 to your new card within a month of Card account opening date

Valid for New-To-Card customers only

Existing Cardholders get S$30 CashBack

UOB One Card

WELCOME OFFER
Get S$200 cash credit when you spend S$1,000 in your first month and sign up for a UOB One account

Petrol Savings Up to SPC: 24% & Shell: 20.8%

Up to S$200 cash credit when you apply for a UOB One Card and UOB One Account

Up to 5% rebates on all spend with a min. spend of S$2,000 per month

Up to 24% savings at SPC

3.33% rebates with a min. spend of S$500 per month

First year fee waiver for Principal card and perpetual fee waiver for first supplementary card

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More info

Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30 per year

Fee Waiver

First year fee waiver for Principal card and perpetual fee waiver for first supplementary card

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

S$30,000 per year

Non-Singaporean Minimum Income

S$40,000 per year

Key Features

20.8% fuel savings at Shell (5% Shell Station Discount + 5% Shell Escape Card Discount + (7% SMART$ Rebate + 5% One Card rebate) discount on final charge amount)

24% fuel savings at SPC (10% SPC&U Card Discount + 5% UOB Credit Card discount + (S$3 off every S$51 nett spend + 5% One Card rebate) discount on final charge amount

S$100 cash credit is applicable to the first 600 successful applicants who spend S$1,200 within the first 30 days of card approval

S$100 cash credit is applicable to the first 200 successful applicants who are new UOB Deposits Customers

5% rebate with S$2,000 spend every month per quarter; 3.33% rebate with S$500 spend every month per quarter

OCBC Titanium Rewards Card

APPLY AND ENJOY
10x OCBC$ for every $1 spent on selected categories

Petrol Savings Up to Caltex: 16% & Esso: 14%

10x OCBC$ for every S$1 spent on Shopping, Online and at Department stores (Locally and Overseas)

10X OCBC$ per S$1 spent on Shopping, Online, and at Department stores both locally and overseas for clothes, accessories, shoes, bags, electronics, babies and children wear

Up to 16% savings at Caltex and Esso

10X OCBC$ per S$1 spent at Alibaba, AliExpress, Amazon, Lazada, and others

10X OCBC$ = 4 Miles

Complimentary JetQuay Quayside single trip service and discounted trip service

Enjoy exclusive access at USD 27 per visit per person to more than 800 lounges regardless of the airline

First 2 years fee waiver for principle & supplementary cardmembers

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30

Fee Waiver

First 2 years fee waiver for principle & supplementary card

Annual Interest Rate

26.88%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$45,000 per year

Key Features

16% fuel savings at Caltex (upfront discount at Caltex stations+ OCBC card discount)

14% fuel savings at Esso (5% Esso site discount + 5% Smiles card discount + 4% OCBC card discount)

10X OCBC$ capped at 120,000 OCBC$ within 1 year from month of card issuance

HSBC Visa Platinum Credit Card

WELCOME OFFER
Option 1: Get a Samsonite T5 Spinner (worth S$560)

Option 2: S$150 Cash Back + $20 Grab when you spend S$800 in the first month' when your card is approved

Petrol Savings Up to Caltex: 20.2% & Shell: 18.3%

Get 5% Cash Back on Groceries, Dining and Petrol

Up to 5% cash rebates on grocery, dining and petrol

Kids now enjoy free movies, meal and trips and many more family offers

Up to 20.02% savings at Caltex and 18.3% at Shell

1 Rewards point for every S$1 spent, with no cap on rewards to be earned

2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

Complimentary

Fee Waiver

First 2 years fee waiver

Annual Interest Rate

25.9%

Eligibility

Singaporean Minimum Income

S$30,000 per year

Non-Singaporean Minimum Income

S$40,000 per year

Key Features

20.2% fuel savings at Caltex (16% instant site discount + (5% cash rebate) on final charge amount)

18.3% fuel savings at Shell (14% instant site discount + (5% cash rebate) on final charge amount)

Choose between Samsonite T5 Spinner (worth S$560) OR S$150 Cash Back + $20 Grab with min. spend S$800 on the card within a month of Card account opening date

Valid for New-To-Card customers only

Existing Cardholders get S$30 CashBack

Up to S$250 of rebates cap per quarter

OCBC 365 Credit Card

APPLY AND ENJOY
6% Cashback on dining everyday, both locally and overseas

Petrol Savings Up to Caltex: 23% & Esso: 20.4%

6% Cashback on All day Dining and Food Delivery

6% Cashback on Local and Overseas All Day Dining and Online Delivery

Up to 23% savings at Esso and Caltex

3% Cashback on Local and Overseas Grocery spend, local and overseas private hire (Grab, Comfort), recurring telco bills, online travel purchases(flights, hotels, tours)

Min. spend of $800/month, cap S$80/month

2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of S$10,000 p.a.

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Annual Fees and Rates

Principal Annual Fee

S$192.60

Supplementary Annual Fee

S$96.30

Fee Waiver

First 2 years fee waiver for Principal and 1 Supplementary card

Annual Interest Rate

26.88%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$45,000 per year

Key Features

23% fuel savings at Caltex: 16% Onsite Discount + 4.2% Card Discount with min spend of S$600/month + 2.8% OCBC 365 Rebate with min spend of S$300/month on petrol

Up to 20.4% Discount at Esso service: 14% Onsite Discount + 4.3% Card Discount with min spend of S$600/month + 2.1% OCBC 365 Rebate with min spend of S$200/month on petrol

5% Cashback at all other petrol stations

OCBC Plus! Visa Credit Card

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Up to 7% rebates at FairPrice

Petrol Savings Up to Esso: 18.5% & Caltex: 18%

7% Cash Back at FairPrice Stores, Unity and Warehouse Club

Enjoy 7% rebates at FairPrice Store, Unity and Warehouse Club and 3% rebate at Fairprice Online

Enjoy 3% rebates at FairPrice Online, Popular and Cheers

Earn 0.22% LinkPoints rewards on all Visa spend outside FairPrice group

2 years annual fee waiver, second year annual fee waived when you spend at least S$2,500 per annum

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Maybank World Mastercard

WELCOME OFFER
Get $100 Cash Credit

Petrol Savings Up to All Fuel: 19.1%

10X TREATS Points (4 miles) per S$1 spent at selected outlets

10X TREATS Points (4 Miles) at dining establishments, boutiques, and all petrol stations in Singapore

Dining establishments and boutiquese include Paradise Group, Imperial Treasure, Crystal Jade, T Galleria, and Club21 among others

19.1% fuel savings at all petrol stations in Singapore

First year fee waiver for Principal card and perpetual fee waiver for supplementary cards

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Annual Fees and Rates

Principal Annual Fee

S$240 per year

Supplementary Annual Fee

Perpetually waived

Fee Waiver

First year fee waiver for Principal card and perpetual fee waiver for supplementary cards

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$80,000 per year

Non-Singaporean Minimum Income

$80,000 per year

Key Features

19.1% fuel savings at all petrol stations (15% discount with Corporate Fuel Card + 4.85% of cash credtis on nett transaction)

Apply for 2 new Maybank Credit Cards and CreditAble to get S$100 credited to eligible Applicant's Credit Card accountt

S$800 min. spend within 2 months of card approval is required to qualify for the gift

DBS Altitude Visa Signature Card

WELCOME OFFER
Get up to 38,000 miles

Petrol Savings Up to Esso: 14% & SPC: 15%

Earn up to 3 miles per S$1 spent

Earn 2 miles per S$1 spent on overseas spend in foreign currency

Earn 3 miles per S$1 spent on online flight and hotel transactions

Up to 14% savings at Esso and 15% at SPC

Miles never expire

First year fee waiver for Principal card

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More info

Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30 per year

Fee Waiver

First year fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$45,000 per year

Key Features

14% instant fuel savings at Esso

Earn 18,000 miles when you spend a min. of S$6,000 within first 3 months of card approval date on Online flight/hotel transactions (3miles/S$1) or a combination of local (1.2miles/S$1) and overseas (2miles/S$1)

Earn 10,000 welcome miles for new DBS/POSB card holders. Existing card holders get 5,000 miles

Get another 10,000 miles when you indicate "ALTAF" in the promo code field AND pay the first year annual fee of S$192.60 after the minimum spend is met

Up to 3 miles per S$1 spent on online flight and hotel transactions

POSB Everyday Card

WELCOME OFFER
Get up to $120 cashback for new POSB Everyday Cardmembers

Petrol Savings Up to SPC: 20.1%

Up to 20% cash rebates on online food delivery and 10% cash rebates on dining outlets for new cardmembers

Up to 10% cash rebates on ComfortDelGro taxi rides, 20% cash rebates on Dining spend and 10% on Food delivery with an overall min. spend of S$800 per month; valid till 30 Nov 2018

Up to 20.1% savings at SPC

5% cash rebates at Sheng Siong, 3% at watsons and 1% for recurring bills at Starhub and SP Group with no min. spend

First year fee waiver for Principal card

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UOB YOLO Credit Card

WELCOME OFFER
Get S$200 cash credit when you spend S$1,000 in your first month and sign up for a UOB One account

Petrol Savings Up to SPC: 20% & Shell: 13.6%

Get up to 8% Cash Rebate on Weekend Grab, Dining and Entertainment

Get Up to S$200 cash credit when you apply for a UOB One Card and UOB One Account. Valid till 30 June 2019

Up to 20% savings at SPC and 13.6% at Shell

8% cash rebate for spend on weekend Grab, Dining and Entertainment

3% cash rebate on online fashion and travel, weekday Grab, Dining and Entertainment

First year fee waiver for Principal card and first supplementary card

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30 per year

Fee Waiver

First year fee waiver

Annual Interest Rate

25.90%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$40,000 per year

Key Features

20% fuel savings at SPC (10% SPC&U Card Discount + 5% UOB Credit Card discount + (S$3 off every S$51 nett spend) discount on final charge amount

13.6% fuel savings at Shell (5% Shell Station Discount + 5% Shell Escape Card Discount + 4% SMART$ Rebate)

S$100 cash credit is applicable to the first 600 successful applicants who spend S$1,000 within the first 30 days of card approval

S$100 cash credit is applicable to the first 200 successful applicants who are new UOB Deposits Customers

DBS Esso Card

WELCOME OFFER
Get up to S$180 fuel savings with DBS Esso Card.

Petrol Savings Up to Esso: 21%

1 litre of Synergy fuel = 1 Smiles Point

Up to 21.2% fuel savings (18% instant fuel savings + S$7 Additional Savings)

S$10 charged outside of Esso = 1 Smiles Point

S$30 fuel voucher = 750 Smiles Points

0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax

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Annual Fees and Rates

Principal Annual Fee

S$192.60 per year

Supplementary Annual Fee

S$96.30 per year

Fee Waiver

First year fee waiver

Annual Interest Rate

26.80%

Eligibility

Singaporean Minimum Income

$30,000 per year

Non-Singaporean Minimum Income

$45,000 per year

Key Features

Up to 21.2% fuel savings (18% instant fuel savings + S$7 Additional Savings)

Free fuel when you convert your shopping, dining and all retail spend into Smiles Points

S$10 charged outside of Esso = 1 Smiles Point

S$30 fuel voucher = 750 Smiles Points

0% interest-free Instalment Payment Plan for Motor Insurance and Road Tax