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Car Insurance Glossary

Here are some Car Insurance terms for you.

The cost associated with the type of your car insurance plan – ranging from Third Party to Comprehensive – and can span from any specified period up to 1 year.
What you have to make in an incident where injury is involved or when the other party refuses a private settlement.
What you have to pay when making a claim, but only when you’re at fault. If your claim is $3,000 and your excess is $500, you’ll only fork out that $500 while your insurer pays the other $2,500.
A reward percentage off your premium if you’ve not made any claims from the year prior. With every year, NCD increases by 10% and this can accumulate up to 50%.
Workshops approved by your insurer to perform repairs, if your plan has such a restriction in the event of damage incurred. If you have a preferred workshop or just want to get your car fixed at the nearest place, seek a plan that allows it. However, these may demand higher premiums.

For more information buying insurance, types of cars and recommended repair workshops, read our blog here.
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Our dedicated team is on a mission to provide an effortless, streamlined process for obtaining car insurance. We provide a centralised service, which keeps your car insurance experience in Singapore as convenient and easy as possible. When you obtain an instant car insurance quote with us and pick a new plan from our suggestions, our service is more than just a once-off deal: we will contact you 3 months before your current car insurance plan expires and we will provide you with a comparison for your next car insurance deal! Browse our workshop directory to locate the best repair and servicing workshops or read our car advice to gain access to the latest information, news and advice.