AAS launches commercial insurance for PMD riders

In line with the Active Mobility Advisory Panel's latest set of recommendations for commercial PMD users to be protected with insurance coverage, the Automobile Association of Singapore Insurance Agency, a wholly-owned subsidiary of the Automobile Association of Singapore (AAS), launches a new commercial insurance policy for users of Personal Mobility Devices (PMD).

The growing popularity of personal mobility devices in Singapore has led to more accidents observed on our roads.

According to the statistics released by the Ministry of Transport, there were 228 reported accidents in 2017 and 2018 on public paths. Out of these accidents, 196 cases had reported injuries with one being fatal.

Commercial PMD users, such as food delivery riders, are at a greater risk compared to personal PMD users due to their higher frequency and time spent on roads.

Recognising a gap in the industry to protect these users, the Association consulted the Land Transport Authority on the current issues and developed its very first commercial insurance policy for PMD users.

The AA Personal Mobility Plus (Commercial) policy covers the insured for a sum of up to $100,000 in the event of an accidental death or permanent disability, furthermore, up to $200,000 is provided for personal liability claims if the insured is legally liable for causing third party injury. The insured can also claim for medical expenses of up to $2,000, conditions apply.

Policyholders will also be able to attend a PMD and Bicycle Safety Course conducted by AAS Academy, the training subsidiary of Automobile Association of Singapore. The course will help riders identify their risk areas and correct their erroneous behaviours.

Through the course, they will also be educated on the consequences of unsafe riding habits, and be able to identify hazards on roads to prevent getting into an accident. With this, the aim is to impart and instil a safe riding culture for all road users.

AA Personal Mobility Plus (Commercial) is currently priced at $85. Corporate entities that engage PMD users for provision of services can be entitled to special corporate discounts, subject to the number of riders in the applicable group discount. For existing policy holders of AA Personal Mobility Plus, they may opt to extend for commercial use.

For more information on the plan or request for quote, please visit here.