Why Choose Smart Warranty for Your Used Car?
Multiple Claims Allowed
Enjoy added peace of mind with multiple claims allowed throughout your coverage period.
Claims Amount
Up to SGD 20,000 in annual coverage, with multiple claims supported.
MAS Regulated
Real insurance backing, not just a dealer's word. Coverage is provided by MAS-regulated, independent insurers to ensure fair claims and proper repairs.
Warranty Coverage Includes
- Vehicle Engine
- Vehicle Transmission
- Axle Differential
- Axle Drive & Suspension
What is covered?
Find Out Warranty Pricing
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Get In Touch
Interested in Smart Warranty? Leave your contact details and our friendly staff will get in touch with you in the coming days.
How to Submit A Claim
Upon Finding Defect
Check if your car is still drivable. Otherwise call a towing service.
Sending For Repairs
Tow or drive your car to the appointed claim workshop.
At The Workshop
The workshop will advise you if repair costs is within claim coverage. If so*, they will submit a claim to the insurer and get approval for repair.
Ready For Collection
After the approval, the workshop will inform you when your car is ready for collection. Happy driving!
Our Partners
Marketing Partner:
Workshop Partner:
Underwriter / Administrator:
FAQs
Smart Warranty extends protection beyond the manufacturer's warranty, offering long-term coverage, convenience, and financial security against common and costly issues.
The Smart Warranty is only available for purchase via car dealerships. It is not available for consumers (yet) for direct purchase. Before committing your finances for a used car, you should always ask your dealer to bundle the Warranty as part of the car's purchase.
Look out for the Smart Warranty label on cars listed on www.sgcarmart.com. Check with the dealer if the car has passed inspection and is certified to be fault-free.
Before handover, the dealer conducts a comprehensive vehicle inspection, including checks of the engine, transmission, underbody, and other critical components.
Only vehicles that successfully pass this evaluation are eligible for immediate warranty activation.
Only vehicles that successfully pass this evaluation are eligible for immediate warranty activation.
Your dealer is the only party authorized to activate the warranty, typically at the time of vehicle handover. After activation, you will receive an email containing an acknowledgement link. Once you click the link and submit your confirmation, your warranty booklet and certificate will be mailed to you.
Smart Warranty is an independent, third‑party warranty program not tied to any dealership or workshop. This structure eliminates conflicts of interest, ensuring that repair decisions are unbiased and focused solely on delivering high‑quality service.
When your vehicle requires covered repairs, the workshop submits the bill directly to the underwriter and Allianz pay the repairer directly. Our sole objective is to make sure you receive fair, reliable, and properly completed repairs every time.
When your vehicle requires covered repairs, the workshop submits the bill directly to the underwriter and Allianz pay the repairer directly. Our sole objective is to make sure you receive fair, reliable, and properly completed repairs every time.
Smart Warranty starts as low as $300. Check with your car dealer for more details!
Most cars registered under nine years with less than a 180,000-kilometre mileage will be eligible for the Warranty.
Certain car makes and models will not be eligible for Smart Warranty. Cars used for commercial purposes will also not be eligible.
Vehicles classified under Z10/Z11/R10/R11 (commercial or rental car insurance) will have to convert to a normal passenger car category N18/N19/P10/P11 (private car insurance) within seven days of ownership. If not, the car will not be eligible for Warranty coverage.
Certain car makes and models will not be eligible for Smart Warranty. Cars used for commercial purposes will also not be eligible.
Vehicles classified under Z10/Z11/R10/R11 (commercial or rental car insurance) will have to convert to a normal passenger car category N18/N19/P10/P11 (private car insurance) within seven days of ownership. If not, the car will not be eligible for Warranty coverage.
Private hire vehicles (PHV) or cars meant for commercial purposes are not eligible for the Warranty.
Backed by Allianz—a global leader with 90+ years of expertise—Smart Warranty eliminates conflicts of interest between providers and repair workshops. Your car gets the best care, no compromises.