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Does car insurance cover drivers and their passengers' injuries in the event of a car accident in Singapore? What are some of the most common injuries? Find out everything in this article.
Category: Miscellaneous Advice
Car accidents are a harrowing experience, even when the damage incurred is not severe. Abrasions, open wounds, broken ribs and bones are common injuries we associate with car accidents. Amid the immediate distractions and stress, victims might overlook delayed injury symptoms. These injuries are not immediately diagnosed and don't show up on an x-ray.
If you don't have an existing insurance policy that covers your medical emergencies (I advise that you get one immediately), here are some common injuries covered by some car insurance companies.
- Fractures, broken bones, herniated discs
- Scrapes and cuts
- Loss of limb
- Internal injuries
- Soft tissue and musculoskeletal injuries
- Post-traumatic stress disorder (PTSD)
Fractures, Broken Bones and Herniated Discs
Car accidents are one of the most common causes of broken bones and fractures. The tremendous force that your body needs to absorb will cause your bones to break.
The severity of the damage depends on the location of the break and the impact of the collision. The most common body parts affected are the hands, arms, feet and legs. Such injuries will require surgery, framing, implants, casting, physical therapy or a combination of treatments.
In Singapore, car accident fires are a relatively rare occurrence, but when it does happen, it can cause thermal burn injuries when the skin comes into contact with hot fluids, surfaces, steam or chemicals.
These injuries range in severity and require immediate medical attention. Severe burns require surgery or skin grafting.
Scrapes and Cuts
If you are lucky, you may get out of a car accident with a few minor scrapes and cuts. However, in severe cases, victims suffer from lacerations, irregular tear-like wounds, which will require sutures and stitches.